Saturday, October 13, 2012

IBM books $160 million pension-related fee in third quarter

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Meet Newcomer Devon Carter | Lehigh Sports Forum

Lehigh Hoops Nation, as part of the continuing effort to get everyone prepared and ready for the ?12-?13 edition of Lehigh Basketball, was fortunate enough to chat with freshman guard Devon Carter in an attempt to help introduce him to Mountain Hawk fans.

What is your earliest basketball memory?

Playing basketball at Gunning Park Recreation Center on the West Side of Cleveland, Ohio. I was seven years old and I was playing with the older guys and holding my own.?I knew then that the game of basketball was something I wanted to pursue.

Where do the athletic genes come from?

I get my physical frame and the way I play the game from my father.?He is the main reason I am the player I am today. The way I think and my positive attitude is from my mother.?I use both aspects of who I am to help me produce on the court.

Was it always a dream of yours to play college basketball?

I originally started playing baseball, and was in my opinion, a prodigy.?But when my father put a basketball in my hand for the first time, I fell in love with the game and left baseball alone to focus on basketball.

Why did you decide to come to Lehigh and was there one specific moment or event where everything clicked and made you realize that LU was where you were going to go to college?

I chose Lehigh because it fit the three things I looked for in a college.?It was a great academic school, it gave me a good basketball opportunity and it was an excellent personality fit.?It all clicked when I talked to C.J. McCollum on my official visit and he genuinely told me how good the school was and I felt like I could relate to his opinion because he is from around the same place that I am (about 40 minutes away).

What NBA player best describes your style of play?

The Indiana Pacer Ron Artest because he played like a bulldog and that?s what Coach sees my role being on the team this year.

What part of your game have you been working on the most since your John Hay season ended last spring?

My defense and my hustle activity has been my main focus because that is the way I get my minutes this year.

Talk a bit about your AAU team, a well-known team named after a certain first time NBA Champion in LeBron James (King James Shooting Stars), what was your experience like suiting up for such a great program? Any LBJ encounters or stories?

Being a part of King James was special.?It put me in an elite group that I am proud to be a part of. We went all across the country and I must admit, we did look the best and obtained a lot of LeBron gear.

You got to campus well before the majority of your classmates, as you enrolled in summer school to take a class and workout with LU players and coaches, what was that experience like?

The summer experience was unique.?It started out extremely tough because the college life was new to me, but once I got used to it, I felt as if I had an edge on my classmates and an extra couple of months of ?college? basketball was also another positive.

How has it been meeting your fellow freshman basketball teammates, in Jesse and Justin? All teammates? ?

It doesn?t get any better than my teammates.?I have already gained a relationship with each one of them and we have been doing great. I have yet to have a problem with any of them.?They are supportive and I feel like the little brother of the team.

What goals do you have for yourself in your first season?

My main goal this season is getting and staying on the court.?Whatever I have to do to make this happen, I will do.?This includes staying eligible in the classroom, and being that ?bulldog? coach wants me to be.

Tell us about DC off the court?

Off the court, I try to have as much fun as possible.?I hate being bored so I do whatever I can to stay active and alive!

?

Special thanks to Devon for taking the time, appreciate it DC!

LHN

Source: http://www.lehighsportsforum.com/meet-newcomer-devon-carter/

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Friday, October 12, 2012

What If I Don't Have Auto Insurance and I Need a Car Inspection in ...

Texas, like other U.S. states, requires motorists to regularly have their vehicles inspected to ensure roadway safety. Every year, drivers must bring their vehicles to a local inspection station to have certain vehicle components, like brakes and tires, inspected for possible problems. Here in Lufkin, TX, there are multiple state inspection stations to choose from ? each of which will require you to submit proof of auto insurance coverage before issuing a state inspection sticker.

In Texas, there is a mandatory inspection fee that you must pay when you bring your vehicle in for inspection. If the vehicle does not pass or you are unable to provide proof of state minimum auto insurance coverage, you will have two weeks to return to the station with proof of coverage and a vehicle that passes inspection before you forfeit your inspection fee.

Finding Auto Insurance in Lufkin TX

If your vehicle is due for a car inspection and you do not have auto insurance coverage, contact our office for a no-cost, no obligation quote today. An independent agent will assist you in determining which auto insurance company?s coverage is right for your needs and budget.

Keep in mind, if you drive with auto insurance in Texas, you are placing yourself at financial and legal risk. If you become responsible for an auto accident, you will be liable for the bodily injury and property damages you cause ? regardless of whether you have adequate insurance coverage. Furthermore, if you are found driving without state minimum coverage on Texas roadways, you may be cited and fined. Subsequent offenses could result in license suspension, thousands of dollars in addition fines and even jail time of up to 180 days.

Source: http://www.integrainsuranceservices.com/blog/2012/what-if-i-don-t-have-auto-insurance-and-i-need-a-car-inspection-in-lufkin-texas/

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Elvis' Beverly Hills estate up for sale

MEMPHIS, Tenn. (AP) ? The former Beverly Hills home of the late Elvis Presley and his wife Priscilla is up for sale for a cool $12.9 million.

Real estate website operator Trulia says the home hit the market Wednesday.

Like Elvis' home in Memphis, known as Graceland, Elvis fans have for years flocked to visit the property. According to the listing, the four bedroom, five bathroom French Regency estate sits on a 1.18 acre promontory overlooking Los Angeles.

According to Elvis Presley Enterprises, Presley first rented the house before the couple bought it in 1967. It was sold it several years later, after Elvis and Priscilla divorced.

The estate was formally available to lease for $25,000 a month.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/4e67281c3f754d0696fbfdee0f3f1469/Article_2012-10-12-Elvis-Beverly%20Hills%20Estate/id-e6dcea45765d4c1a817265eb0be20288

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Ideas And Methods On Purchasing Real Estate Proper | Home Town

When purchasing a home you can find points that you need sell my home in the Mulholland estates to consider. The following tips will help you discover what factors to consider and what items to steer clear of when you are buying a residence. You should know what you are actually engaging in when you are purchasing a property.

Always investigate the location around a home before making any purchase. You should think of the criminal offense amount in the community, the universities, time it may need you to travel to job, the proximity to essential services, etc. Regardless how great a residence is on the inside, the location it can be found in must be ideal for your lifestyle.

When it is possible, you would want to look at a property containing no less than two washrooms, although ideally it could have two as well as a half bath rooms. The reason for this really is that you need to have a single bathroom within the learn suite then one to become share from the other sleeping rooms. The one half washroom would be utilized by the regular website visitors.

So that you can get a brand new home intelligently, you must carefully check out the house you wish to buy. If you notice any problems, make note of those and explore them the vendor. The better issues you may get these people to fix prior to the transaction, the higher. This will increase the value of the house and help save you from expensive maintenance in the future.

It is always crucial to check out the neighborhood in case you are getting a new home. So, you need to request the right queries of your real estate agent, including ?Do any listed sex offenders currently are living in this community?? ?Do any former signed up gender offenders are now living in this neighborhood?? Safeguard oneself and your family from potential issues from the area.

When you are touring a residence for buying, attempt to snapshot yourself and your loved ones in your house going through your daily programs. This really is a way to determine if the look and layout of the house match your family?s lifestyle. Decor can easily be altered, but remodeling the fundamental structure is actually a headache. So you should think about this part of the house very carefully.

To know real estate property in the certain location, study criminal activity statistics after a while. Real, you in no way desire to move into a neighborhood that?s dangerous. Even so, a neighborhood?s criminal activity price which is fairly greater than average but has become clearly lowering over the past ten years can be a sound purchase. This neighborhood will more than likely still turn out to be less dangerous.

Look into the zoning on property you are looking to get. Your ideas for expansion, enterprises or splitting a lot could possibly be averted with the zoning your house is placed on. Always check with town or county representatives before purchasing a sheet of property you intend on creating main changes to.

Hire a residence inspector. A home inspector can let you know what is wrong with the property, what exactly is appropriate using the property and alert you to any fast difficulties. Prior to getting an inspector although, be sure to perform your due diligence and make certain that this inspector has referrals and good accreditations.

If you?re planning on making a main property buy, provide you with the most effective bank loan feasible. Look for a solid, steady banking institution which offers an interest that appropriately correlates to your credit score. Looking at your credit rating and shopping around for lending options is the best way to make certain you get a great one.

Try and go out looking or looking at a particular house on a Weekend. There may be much less targeted traffic to deal with and you will be able to acquire a far better check out the house that you are currently thinking about buying. You can even get the information from the broker offering your property at that time.

When choosing a home, be sure to make your upcoming in your mind. Because a home meets your needs now, doesn?t imply that it would proceed to achieve this within a few years, particularly if you decide to add on for your family members. As a result, find a house that could increase along.

When you are purchasing a property from things such as auctions and short purchase spots you must ?play the industry?. You should be considering many residences simultaneously simply because who knows when someone will bid a bit more than you and also accept it. Several short income don?t turn out training if you keep a eye on several properties and one drops by means of you might be able to swoop in and get it to get a even better price.

Buying a house can be quite a excellent purchase in the extended-haul. Houses enjoy 5 percent, for the most part. It will likely be rather less some several years, and a tad bit more some several years. This shape may also vary according to the location and local community in which you get the home.

In getting a house, it?s finest not to get a property with remarkably landscaped and manicured property. The owner is likely to cost a whole lot extra just for this. It?s safer to as an alternative locate a house with a significantly less designed lot and after that increase with it oneself so that the home is well worth much more if you offer.

While you are investing in a residence, sq footage really should not be the only quality your real estate broker makes use of to determine related fees. You must also look at the surface finishes, age and the positioning of the house to determine how significantly you should offer you as one square foot newest house is worth several sq . ft . of twenty years old house.

If you need a discount in real real estate, you should think about lender owned attributes they may have purchased, because of real estate foreclosure. With so many banks holding a lot of properties, they may be acquiring aggressive in costs them to move them off of their publications quickly and you will help save 40 to 80% of what the lender loaned onto it.

From obtaining an evaluation and assessment to shutting down the financing, real estate procedure is convoluted and fraught with prospective stumbling blocks. That is why it is very important have guidance every step of the way. Take advantage of the following tips to easily simplify the real estate buying process and make it controllable.

Source: http://theperpetualbeta.com/real-estate/ideas-and-methods-on-purchasing-real-estate-proper/

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What is Stop Out Level | Inside Forex trading

Stop out level refers to the point at which all active positions in the forex market are closed automatically by a broker due to a reduction in the trader?s margin to levels that can no longer sustain the open position.

Forex is a market that operates with leverage. This means that for every dollar the trader puts up for a trade, the broker can lend the trader a certain amount of dollars that exceeds the trader?s money to a level determined by actual leverage used. So if a trader on a leverage of 1:200 puts up $500 for a trade, the broker will enable him hold a position worth $100,000. Leverage came about because it takes a lot of money to control positions in the forex market. Currency movements are very tiny (a value of 0.0001 per unit movement) and for this to give reasonable returns, large sums must be invested in trade positions. Most traders do not have these large sums to invest, so leverage was designed so as to create a ready pool of funds for traders to finance their forex trades.

However, leverage brought with it an unwanted effect: in addition to being able to magnify profits, it could also magnify losses, and these losses are taken not from the leverage money, but from the trader?s capital. If the losses get to a point where the trader?s equity is nearly wiped out, the broker will automatically close the position to protect the leverage money they have provided. This action by the broker is referred to as a margin call, and the stop out level refers to the critical level of equity drop in a trader?s account at which a margin call will be executed.

Understanding Stop Out Levels

If there are multiple active positions on a trader?s account, it is usual for the broker to close out the least profitable ones first and leave profitable ones open. If all positions are in debit, they will all be closed.

The different brokers have various takes on what constitutes their stop out level. It is important to understand what your broker?s stop out level is with respect to a margin call. Many traders rush through account opening and never bother to check, either out of ignorance or just plain carelessness. It is for such traders that the following explanation is made.

Scenario 1: Margin Call = Stop Out level

Some brokers may categorically state in their trading conditions that their margin call is 100% without any mention of a stop out level. This means that the stop out level is the point at which a margin call will be issued. No advance warnings are given. Once the equity dips to stop out level, all positions are closed.

Scenario 2: Margin call 20%; Stop out level 10%

This means that when your equity gets to 20% of margin (i.e. equity needed to sustain the position), the trader will get an advance notice from the broker to take steps to prevent stop out (see next paragraph). If nothing is done and equity drops to stop out level, all positions are closed. The percentages used are for educational purposes; look at the trading conditions in your account opening agreement to get the actual figures).

Steps Taken to Prevent Stop Out

  1. Do not open many orders at once. More orders means equity is used up to sustain a trade, leaving less equity as free margin to prevent margin calls.
  2. Use stop losses to control losses before they get out of hand.
  3. If a trade is hopelessly unprofitable, by all means close it. Better to close it while you still have money in your account than for the broker to do it for you and leave your account with nothing.
  4. Use hedging techniques. Many traders know nothing about hedging. You cannot survive long without using a technique that professionals use to cover their losses. Everyone will lose money at some point.
  5. If you have been issued an advance notice (i.e. margin call is higher than stop out level), immediately use an instant funding method such as a credit card to add money to your account.

Proper trade management is the best way to prevent stop outs.

Source: http://blog.forex4you.com/what-is-stop-out-level/

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Kickstarter Crosses The Pond With UK-Based Projects, Simplifies International Shipping

Kickstarter_LogoKickstarter today announced it will begin making it possible for projects to be based in the U.K. on its crowdfunding site beginning October 31. This marks the first time Kickstarter projects will be able to be built around bank accounts located outside of the U.S., and it should help the company continue to grow as it looks to refine its existing model and project preference.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/O1QiwWg_dTg/

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